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The Credit Risk Intmd Analyst is a developing professional role dealing with most problems independently. Integrates in-depth specialty area knowledge with industry standards. Applies analytical thinking and data analysis methodologies. Moderate but direct impact through close contact with businesses' core activities.
Job Responsibility:
Provides analysis of a business' financial trends, indicators and other client data
Manages the risk associated with new and existing borrowing relationships
Performs spreads of client business financial statements
Creates Customer Accounting Systems through Credit Platform
Recognizes potential client risk through early warning systems
Performs periodic financial statement review
Tracks established financial covenants
Monitors compliance to borrowing base credit facility
Accompanies Underwriting Manager on customer site visits
Compliance with Citibank policies
Appropriately assess risk when business decisions are made
Requirements:
2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
Bachelor's/University degree or equivalent experience
Analyze program results vs expectations
Develop Strategies and Criteria
Gather data and prepare data for analysis
Good understanding of how the team and area integrate with others
Applies analytical thinking and knowledge of data analysis tools and methodologies
Requires attention to detail when making judgments and recommendations
Developed communication and diplomacy skills
What we offer:
Extensive on-the-job training and exposure to senior leaders
Traditional learning opportunities
Chance to give back and make a positive impact through volunteerism
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