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Wholesale Credit Risk Intermediate Analyst

https://www.citi.com/ Logo

Citi

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Location:
India, Mumbai

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Category:
Banking

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

Institutional Credit Management's mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Independent Risk and Banking. ICM Risk Analysis Credit Risk Senior Analysts are responsible for a portfolio of ICG Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio.

Job Responsibility:

  • Assess credit and financial strength of Citi's Large Corporate Clients by performing fundamental credit analysis
  • Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings
  • Continuous monitoring of covered portfolio including following industry trends and impacts to key relationships
  • Partnership with regional and industry stakeholders in Banking and Independent Risk
  • Support ICM Risk Analysis Voice of the Employee (VOE) initiatives
  • Travel (less than 10%)

Requirements:

  • Demonstrable financial services experience
  • 3-6 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
  • Knowledge of Wholesale Credit Processes and organizational awareness
  • Understanding of policies and procedures with ability to execute change seamlessly
  • Intermediate analytical skills including understanding of key financial components
  • Thorough knowledge of Citi's systems
  • Experience in preparing presentations for seniors
  • Awareness and adherence to the control environment including Quality Assurance and Quality Control
  • Interpersonal skills with ability to build relationships and exert influence
  • Organizational skills with ability to work under pressure and manage time effectively
  • Written and verbal communication skills
  • Microsoft Office (Word, Excel, and PowerPoint) skills
  • BCOM/CA or higher degree in Business (MBA) or any other related subject

Nice to have:

  • Background in commodities, energy and natural resources
  • Assists colleagues in identifying stretch opportunities to elevate individual and team performance
  • Proven culture carrier
What we offer:
  • Extensive on-the-job training
  • Exposure to senior leaders
  • Traditional learning opportunities
  • Volunteer opportunities
  • Global benefits supporting well-being, growth and work-life balance

Additional Information:

Job Posted:
October 18, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
Job Link Share:
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