Vice President, Citi

Citi

Location:
India, Mumbai

Category:
Banking

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

This role is part of the In-Business Balance Sheet Management Team within USPB Enterprise Risk & Balance Sheet Management. The individual will be working on key analysis and driving key initiatives contributing to the successful management of capital constraints for U.S. Personal Banking business at Citi.

Job Responsibility:

Lead analytics to manage Risk Appetite for Retail Credit and USPB business connecting to Capital & Strategic Plan
Perform stress loss forecasting in alignment with CCAR/CECL framework, evaluate drivers to stress losses support recommendations for Risk Appetite limits to the Business CRO and CEO for approval
Liaise with finance and business partners to evaluate forecasts as part of Outlook / Annual Plan, CCAR and implications to USPB capital-based stress losses, Risk Weighted Assets and other relevant balance sheet components
Advocate for appropriate capacity and attribution of Capital reflective of business contribution
Build sustainable business capabilities to proactively manage Risk Appetite limits
Support the team in ongoing initiatives aimed at optimizing capital utilization, enhancing balance sheet efficiency, and improving risk management practices
Be able to independently lead projects through tactical and strategic Risk Transformation Analytics projects

Requirements:

10+ years of work experience in financial services or management consulting
Working knowledge of Risk Appetite Framework and Credit Risk Policy
In depth understanding of Credit Cards, Mortgage and other consumer bank products P&Ls, key risk & return dynamics, and loss drivers
Good understanding of Capital and Balance Sheet Management, CCAR & CECL framework
Experience with analytical or data management tools (e.g., SAS, SQL, VBA, Advanced Excel)
Excellent quantitative and analytical skills, ability to derive trends, insights, and perform
Preferred Master's degree in quantitative disciplines such as Financial Engineering, Operation Research, Econometrics, Statistics or similar quantitative discipline
OR MBA Finance

Nice to have:

Demonstrated history of driving change and managing for results
Efficiently solves complex, ambiguous problems / situations
Collaborative work style
effectively interacts with partners across organizational boundaries and hierarchies
Contributes to a positive work environment and remain calm under pressure
Consistently demonstrate clear and concise written and verbal communication

Additional Information:

Job Posted:
October 15, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Vice President