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Vice President

https://www.citi.com/ Logo

Citi

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Location:
India , Mumbai

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Category:

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

This role is part of the In-Business Balance Sheet Management Team within USPB Enterprise Risk & Balance Sheet Management. The individual will be working on key analysis and driving key initiatives contributing to the successful management of capital constraints for U.S. Personal Banking business at Citi.

Job Responsibility:

  • Lead analytics to manage Risk Appetite for Retail Credit and USPB business connecting to Capital & Strategic Plan
  • Perform stress loss forecasting in alignment with CCAR/CECL framework, evaluate drivers to stress losses support recommendations for Risk Appetite limits to the Business CRO and CEO for approval
  • Liaise with finance and business partners to evaluate forecasts as part of Outlook / Annual Plan, CCAR and implications to USPB capital-based stress losses, Risk Weighted Assets and other relevant balance sheet components
  • Advocate for appropriate capacity and attribution of Capital reflective of business contribution
  • Build sustainable business capabilities to proactively manage Risk Appetite limits
  • Support the team in ongoing initiatives aimed at optimizing capital utilization, enhancing balance sheet efficiency, and improving risk management practices
  • Be able to independently lead projects through tactical and strategic Risk Transformation Analytics projects

Requirements:

  • 10+ years of work experience in financial services or management consulting
  • Working knowledge of Risk Appetite Framework and Credit Risk Policy
  • In depth understanding of Credit Cards, Mortgage and other consumer bank products P&Ls, key risk & return dynamics, and loss drivers
  • Good understanding of Capital and Balance Sheet Management, CCAR & CECL framework
  • Experience with analytical or data management tools (e.g., SAS, SQL, VBA, Advanced Excel)
  • Excellent quantitative and analytical skills, ability to derive trends, insights, and perform
  • Preferred Master's degree in quantitative disciplines such as Financial Engineering, Operation Research, Econometrics, Statistics or similar quantitative discipline
  • OR MBA Finance

Nice to have:

  • Demonstrated history of driving change and managing for results
  • Efficiently solves complex, ambiguous problems / situations
  • Collaborative work style
  • effectively interacts with partners across organizational boundaries and hierarchies
  • Contributes to a positive work environment and remain calm under pressure
  • Consistently demonstrate clear and concise written and verbal communication

Additional Information:

Job Posted:
October 15, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
Job Link Share:

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