Underwriter, Citi - Job Offer

Citi

Location:
Czechia, Prague

Category:
Banking

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

The Underwriter - C14 is a strategic professional who closely follows latest trends in own field and adapts them for application within own job and the business. Excellent communication skills required in order to negotiate internally, often at a senior level. Accountable for significant direct business results or authoritative advice regarding the operations of the business.

Job Responsibility:

Assist bankers and Underwriters in underwriting requests for credit extensions for new and existing clients
Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information
Perform collateral analysis on accounts receivable, inventory, machinery and equipment and real estate
Prepare monthly and/or quarterly reviews of existing borrowers to track compliance with various loan covenants
Build a solid understanding of Citibank products and services within Commercial Banking
Coordinate with bankers on customer calls and site visits
Perform industry and geographical research and other due diligence as needed
Be familiar with Citibank credit policies and practices and regulatory policies
Provide training for less experienced credit officers and other credit center staff
Provide backup to the team manager in workflow distribution and monitoring
Recommend changes to process to achieve greater efficiency
Appropriately assess risk when business decisions are made

Requirements:

10+ years of experience
Bachelor's degree in finance or accounting (preferred)
Previous experience working in a financial institution with additional experience in a loan officer or underwriting role
Advanced analytical skills including the ability to read and assess company financial statements, cash flow, industry and competitive analysis and projections
Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner
Effective written and verbal communication skills
Problem recognition and resolution skills
Ability to work autonomously and within a team
Proficient in various spreadsheet and word processing applications (Excel and Word are preferred), including the use of graphs and charts, and Moody's financial analysis software

Nice to have:

Master's degree preferred
Credit trained

Additional Information:

Job Posted:
October 03, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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