Underwriter

• Origination and monitoring of a credit portfolio
• Production of Credit Initials, Annual Credit Reviews and Quarterly Reviews
• Developing financial analysis, cash flow projections, industry analysis and determining risk ratings
• Monitor how economic and industry evolution and trends impact the repayment capacity of customers
• Participate credit committees, prepare the material and engage in these meetings
• Perform customers due diligences together with the business
• Support the business in the structuring and discussion of transactions involving credit risk
• Contribute to developing enhancements of work flow management tool
• Participate portfolio stress tests and in systems user acceptance tests
• Maintain up to date knowledge of policies, procedures and processes relevant to credit risk management
• Perform accurate data input and be responsible for its integrity when building and monitoring credit facilities
• Proactively engage in team meetings

• Minimum 6 years of Credit experience in credit analysis or risk management function for Commercial or Corporate banking
• Bachelor's degree in related areas: Business Administration, Economics, Accounting, Engineering
• Fluent in English
• Knowledge of MS Suite (Word, Excel, PowerPoint)
• Demonstrates considerable knowledge of financial statements and Brazilian GAAP
• Demonstrates ability to identify potential risk issues that need escalation
• Displays industry research capabilities
• Strong interpersonal skills
• Solid written and verbal communications skills
• Strong organization skills and attention to detail
• Capacity to work independently
• Exhibits deep knowledge of Commercial or Corporate banking product suite
• Capacity to work under pressure and comply with tight deadlines
• Experience with leading client due diligences

Spanish is a plus