Structured Trade Underwriter

• Work with Bankers, Product Partners and Underwriters in underwriting requests for credit extensions for new and existing clients
• Familiarity with credit structuring, legal documentation review and agency transactions
• Build a solid understanding of Citibank products and services within Trade, Banking and the broader organization
• Perform industry, portfolio, geographical research and other due diligence as needed
• Be familiar with Citibank credit policies and practices and regulatory policies
• Provides training for less experienced credit officers and other credit center staff in application processing, credit analysis and loan closing roles
• Recommend changes to process to achieve greater efficiency
• Appropriately assess risk when business decisions are made

• Over 10 years of experience in senior-level underwriting or related leadership roles within financial institutions
• Proven background in corporate credit analysis and risk assessment, with prior experience as a loan officer or underwriter
• Formal credit training is highly desirable
• Advanced analytical skills including the ability to read and assess company financial statements, cash flow, industry and competitive analysis and projections
• Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
• Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner
• Effective written and verbal communication skills
• Problem recognition and resolution skills
• Ability to work autonomously and within a team
• Proficient in various spreadsheet and word processing applications (Excel and Word are preferred), including the use of graphs and charts, and Moody's financial analysis software
• Bachelor's degree in finance or accounting
• English fluency is required

Master's degree preferred