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Staff Software Engineer, Backend

creditgenie.com Logo

Credit Genie

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Location:
United States , New York, NY

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Contract Type:
Not provided

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Salary:

200000.00 - 250000.00 USD / Year

Job Description:

Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit. Our goal is to empower every customer to achieve long-term financial stability. As a Staff Software Engineer, you’ll play a pivotal role in shaping our platform, designing and building the core systems that power our financial products. You’ll have the opportunity to architect scalable infrastructure, drive technical direction, and work on products from the ground up. This is a rare chance to join a fast-growing fintech startup where your work will have a direct and meaningful impact on both the company and the financial well-being of our users.

Job Responsibility:

  • Design, Build, and Scale – Own backend systems end-to-end, from architecture to deployment, ensuring high performance, security, and scalability for next-generation financial products
  • Greenfield Development – Work on new projects from scratch, making foundational technical decisions that will shape our platform for years to come
  • Cross-Functional Collaboration – Partner with product, design, data science, and adjacent engineering teams to build impactful features and solve complex business challenges
  • Technical Leadership – Lead critical technical, design, and product discussions, driving best practices in system design, coding, testing, and DevOps
  • Customer-Focused Innovation – Scope, build, and optimize products and services that deliver immediate and meaningful value to users

Requirements:

  • 8+ years of experience designing, building, and scaling high-performance backend systems in a fast-paced, high-growth environment
  • Expertise in architecting and productionizing large-scale distributed systems
  • Comfortable working across multiple technical areas and collaborating with frontend/mobile teams
  • Passion for tackling complex challenges with structured thinking and analytical rigor. Ability to break down intricate systems, identify flaws, and implement scalable, secure, and maintainable solutions
  • Thrives in a fast-moving, iterative environment with a bias for action. Excited to take full ownership of projects, drive impact, and work cross-functionally with product, design, and engineering teams
  • Strong understanding of data privacy, compliance, and secure coding practices. Experience with designing resilient and reliable systems that meet high security and regulatory standards

Nice to have:

  • Experience working with products related to lending, credit cards, payments, or other financial services
  • Familiarity with mobile app ecosystems and financial technology
What we offer:
  • Offers Equity
  • Offers Bonus
  • Comprehensive medical, vision, and dental coverage
  • 401(k) retirement plan with company match
  • Short & long term disability insurance
  • Life insurance
  • Flexible PTO
  • 100% company-paid medical, dental, and vision coverage for you and your dependents on your first day of employment
  • Receive up to $100 per month in fitness reimbursement or enjoy a complimentary full membership to LifeTime Fitness or Equinox
  • 401(k) with a 3.5% match and immediate vesting
  • Meal program available for both lunch and dinner
  • Pre-tax benefits, including a $1,000 HSA match
  • Life and accidental insurance

Additional Information:

Job Posted:
February 18, 2026

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:

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