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Senior Underwriting Manager

ethoslife.com Logo

Ethos

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Location:
United States

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Category:
Insurance

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Contract Type:
Not provided

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Salary:

120000.00 - 212000.00 USD / Year
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Job Description:

Senior Life Underwriting Manager will play a critical role in overseeing and driving the performance of US based life underwriters at Ethos. This leadership role is responsible for managing and optimizing life underwriting production, ensuring a seamless, customer-centric, and profitable underwriting process while maintaining the company’s risk management and compliance standards. The role will lead a small team of underwriting professionals who are focused on production underwriting as well as cross functional projects. They will collaborate with other departments and utilize data-driven insights to implement best practices, streamline operations, and improve underwriting efficiency. This position requires a strong combination of leadership, technical underwriting expertise, and operational management experience.

Job Responsibility:

  • Provide leadership, vision, and direction to the life underwriting team, fostering a culture of excellence, collaboration, and continuous improvement
  • Develop and implement underwriting policies and processes that improve operational efficiency, enhance customer experience, and support profitable business growth
  • Mentor and develop a high-performing team of underwriters and build a strong bench of future leaders
  • Ensure that the underwriting team operates within established quality and productivity standards, compliance frameworks, and regulatory requirements
  • Oversee the day-to-day operations of the production underwriting and underwriting special projects, ensuring that policies are underwritten in accordance with company guidelines, regulatory standards, and risk tolerance
  • Monitor and manage underwriting capacity and resource allocation to ensure service level agreements (SLAs) are met, underwriting quality is maintained and projects are delivered on time
  • Support carrier partners with day to day operational needs to help the teams meet their long term strategic goals
  • Collaborate with underwriting strategies and engineering teams to implement innovative technologies (e.g., automation, AI, machine learning) that improve underwriting accuracy, speed, and efficiency
  • Leverage data analytics to assess the effectiveness of production underwriting practices, identify trends, and improve decision-making processes
  • Develop and present key performance metrics (KPIs) and operational reports to senior leadership, providing insights into underwriting performance, productivity, and profitability

Requirements:

  • Bachelor’s degree in Business Administration, Finance, Actuarial Science, Insurance, or a related field (Master's degree preferred)
  • A minimum of 7+ years of experience in life insurance underwriting, with at least 3 years in a leadership role
  • Extensive knowledge of life insurance products, underwriting processes, and industry regulations
  • Proven experience in leading and managing underwriting teams, and driving performance improvements
  • Strong understanding of data analytics, underwriting technology platforms, and automation tools
  • Professional certifications such as FLMI, ALMI, or other relevant underwriting/designations preferred
  • Leadership: Demonstrated ability to lead and inspire a diverse team, drive change, and develop talent
  • Strategic Thinking: Strong ability to set a vision and execute strategic initiatives to achieve business goals
  • Analytical Skills: Excellent quantitative and qualitative analysis skills, with a focus on data-driven decision-making
  • Communication: Excellent interpersonal and communication skills, with the ability to engage and influence stakeholders at all levels
  • Problem Solving: Creative and resourceful in identifying solutions to complex operational and underwriting challenges
  • Technology Savvy: Familiarity with underwriting software, automation tools, and data analytics platforms

Additional Information:

Job Posted:
December 08, 2025

Employment Type:
Fulltime
Work Type:
Remote work
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