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Lead the Core Pricing team, which is at the heart of Upstart’s financial infrastructure, owning critical backend services that price loans across products and partners.
Job Responsibility:
Lead, coach, and grow a team of backend engineers and an engineering manager
Own team execution and delivery across multiple quarters
Guide technical strategy across legacy and next-generation pricing systems
Ensure changes to pricing systems are production-safe, observable, and rigorously validated
Collaborate cross-functionally with Product, Risk, Servicing, Analytics, and external partners
Use key metrics to align engineering priorities with borrower impact and business objectives
Requirements:
10–15 years of software engineering experience
4–7 years managing high-performing engineering teams
Demonstrated ownership of systems with strict reliability, latency, and correctness constraints
Domain experience in pricing, fintech, lending, payments, marketplaces, or real-time decisioning systems
Strong system design and architectural skills
Deep experience leading backend and distributed systems in production environments
Proven success leading cross-functional, multi-quarter initiatives in complex, fast-paced environments
Excellent communication skills
Strong product intuition and business judgment
Nice to have:
Familiarity with operating in regulated environments and working with external partners
Experience specifically in fintech or finance, working with pricing, risk, or other Machine Learning adjacent teams where correctness and regulatory compliance is critical
What we offer:
Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options
Affordable medical, dental, and vision coverage
Health Savings Account contributions
Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage
Paid time off, sick and safe time, and company holidays
Paid family and parental leave
Family-centered benefits through Carrot and Cleo
Employee Assistance Program (EAP)
Financial wellness resources
Annual wellness allowance
Annual productivity allowance
Connection and community through team events and onsites
Onsite perks, including catered lunches and fully stocked micro-kitchens