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Senior Machine Learning Engineer - Credit

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Plaid

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Location:
United States , San Francisco

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Contract Type:
Not provided

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Salary:

225602.00 - 337197.00 USD / Year
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Job Description:

We build simple yet innovative consumer products and developer APIs that shape how everybody interacts with money and the financial system. We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam. Plaid’s Data team is building models that improve how millions of users understand and grow their financial lives. We're looking for data scientists with experience applying state-of-the-art machine learning and modeling techniques -- including natural language processing, anomaly detection, optimization, and time series forecasting -- toward different product areas. We value not only technical know-how, but also creativity, user empathy, and teamwork. You’ll be a machine learning engineer as a part of the Data org, contributing to diverse, high-impact data insights and machine learning challenges. Specifically, you will focus on driving business impact, and production directions through data analysis and potentially help evaluate and improve ML solutions and systems. If you're interested in building state-of-the-art Data/ML solutions to unblock financial freedom for everyone, let's chat!

Job Responsibility:

  • Applying your expertise in quantitative analysis, data mining, and data visualization to build models and insights
  • Identifying useful signals that can be fed into machine learning models
  • Informing and influencing product and engineering teams through your data analysis and presentations
  • Making long-term data science roadmap decisions like how machine learning and data science iteration should be done at Plaid
  • Championing a data-first approach toward decision-making across the entire organization

Requirements:

  • 5-10 years years of industry experience in a financial services machine learning engineer or data scientist role
  • Deep familiarity with SQL and python
  • Experiencing constructing models in a regulated industry
  • Familiarity with the AWS stack
  • Understanding of modern machine learning techniques, such as classification, clustering, optimization, and natural language processing
  • Proven ability to tailor your solutions to business problems in a cross-functional team
  • Ability to code and iterate independently in Python to conduct exploratory data analysis
  • Bachelor's degree or equivalent work experience in Computer Science, Statistics, Engineering, Economics, or a closely related field
What we offer:
  • equity
  • commission
  • medical
  • dental
  • vision
  • 401(k)

Additional Information:

Job Posted:
December 11, 2025

Employment Type:
Fulltime
Work Type:
On-site work
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