Senior Loan Underwriter Job at Robert Half (Cambridge)

Senior Vice President - Underwriter - (Structured Credit and Real Estate Underwriting)

The Senior Vice President position will hold a critical role within the Structur...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

13+ years of credit, portfolio management or product experience (preferably real estate underwriting or asset management) in a financial institution, rating agency, financial guarantor, or asset management firm
Experience in leading a team and in coaching and mentoring junior bankers
Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
Ability to understand capital markets products and complex financing and product structures
Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks
Pro-active disposition with ability to work autonomously and within a team
Typically deals with complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting needs
Requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources
Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.
On track for internal Senior Credit Officer designation is a plus

Job Responsibility

Accountability for ensuring strong analysis of the assigned Real estate portfolio ensuring consistencies with industry leading practices and compliance with all internal risk policies, standards and procedures
Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums
Supervise analysts and associates to perform periodic monitoring of the portfolio
Ensure maintenance of organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
Perform quality control of the approval memos to ensure accuracy and completeness of input
Ensures team monitors the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and makes appropriate recommendations with the aim of identifying and mitigating credit risks
Ensure ongoing and timely feedback and coaching of junior team to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution
Provide support to Director and other senior team members, lead projects and initiatives in the wider team
Support the ICM Real Estate Underwriting Verticals (Citi Community Capital, CRE) on strategic initiatives/projects

What we offer

Global Benefits
Best-in-class benefits
Work-life balance

Fulltime

Senior Vice President - Structured Credit and Real Estate Underwriting

The Senior Vice President position will hold a critical role within the Structur...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

13+ years of credit, portfolio management or product experience (preferably in structured finance/securitization) in a financial institution, rating agency, financial guarantor, or asset management firm
Experience in leading a team and in coaching and mentoring junior bankers
Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
Pro-active disposition with ability to work autonomously and within a team
Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.
Strong Microsoft Office skills
Modeling experience is a plus
Strong attention to detail
Oral and written communications skills enabling the candidate to effectively interact with internal and external constituents of all levels
Strong awareness and adherence to the control environment including Quality Assurance and Quality Control

Job Responsibility

Accountability for ensuring strong analysis of the assigned SCREU portfolio ensuring consistencies with industry leading practices and compliance with all internal risk policies, standards and procedures
Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
Supervise analysts and associates to perform periodic monitoring of the portfolio
Ensure maintenance of organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
Perform quality control of the approval memos to ensure accuracy and completeness of input
Ensures team monitors the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and makes appropriate recommendations with the aim of identifying and mitigating credit risks
Ensure ongoing and timely feedback and coaching of junior team to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution
Provide support to Director and other senior team members, lead projects and initiatives in the wider team
Keep abreast of industry and market trends and customer-specific events

Fulltime

Senior Credit Manager

Solaris is a tech company with a full German banking license. Our Banking-as-a-S...

Location

Germany , Berlin

Salary:

Not provided

Solarisbank

Expiration Date

Until further notice

Requirements

Educational degree, ideally with a focus on economics, business administration, banking or a comparable qualification
5 + years of relevant work experience in credit risk management in a bank or financial institution
At least 2 years of experience in credit underwriting
Experience of financial products with respect to credit loans, process setup and loan documentation processes, credit risk management and/or credit structuring
Experience in regulatory requirements for respective focus area
Fluent English language skills
Hands-on and “driving the change”-mindset
Reliable, solution-oriented, independent working method
Used to working under pressure / on tight deadlines
Stakeholder management for multiple tasks and good communication skills

Job Responsibility

Manual Underwriting
Structure of credit transactions
Assessing and approving credit transactions in line with OHB and external regulatory framework
Perform, optimize and maintain the credit approval process
Setup and maintain (manual) credit file management
Review/update credit files regularly
Automated Underwriting
Assist in setting criteria for Decision Engine
Align conceptual consistency of underwriting principles
Credit Portfolio Steering

What we offer

Competitive salary and a variable remuneration program
Home office budget
Learning & development budget of €1000 per year and a transparent growth framework to support your career goals
Monthly meal allowance
Deutschland ticket subsidy
28 vacation days, increasing by 2 days after 2 years and 3 days after 3 years with Solaris
Opportunity to work abroad for up to 12 weeks per year

Senior Operations Manager, Underwriting

Figure is looking for an experienced Senior Operations Manager - Underwriting to...

Location

United States , Charlotte

Salary:

97680.00 - 122100.00 USD / Year

Figure

Expiration Date

Until further notice

Requirements

5+ years of verifiable experience in underwriting conventional, portfolio, and special program loans, verifying completeness and compliance with company standards
Proven experience in all of the following: Self- Employed, Trusts, LLCs, Powers of Attorney (POA), and Debt Service Coverage Ratios (DSCR)
Previous people management experience
Bachelor’s degree is preferred
Demonstrated ability to write and interpret guidelines and make informed decisions based on those interpretations
Strong project management skills with a proven track record of coordinating across departments and functions
Solid work ethic and a hands-on approach suited for a fast-paced environment
Capability to address challenging issues while maintaining objectivity and independence
Proficiency in building technical processes and collaborating cross-functionally to provide underwriting-related requirements
Experience in conducting compliance monitoring and testing

Job Responsibility

Underwrite loans, verifying completeness and compliance with company standards
Bring proven experience in multiple loan product guidelines, including Self- Employed, Trusts, LLCs, Powers of Attorney (POA), and Debt Service Coverage Ratios (DSCR)
Develop detailed guidelines and operational processes for new loan products and services
Develop written policies and procedures to, and be able to assess and ensure the accuracy of credit and collateral documentation, including income statements, tax returns, and fraud reports
Develop written policies and procedures to, and be able to analyze complex income documentation for both personal and business borrowers, ensuring all necessary paperwork is collected to support loan decisions
Maintain established service level agreements for decision-making while managing a variety of loan types in a fast-paced environment
Communicate regularly with sales teams, operations team, and management to address inquiries and provide necessary support
Assist in training and onboarding new underwriters, sharing best practices and insights to promote team development
Provide feedback to the management on challenges encountered and contribute to process improvement initiatives
Adapt loan terms as needed, identifying additional conditions to ensure sound credit decisions

What we offer

Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans
Company HSA, FSA, Dependent Care, 401k, and commuter benefits
Employer-funded life and disability insurance coverage
11 Observed Holidays & PTO plan
Up to 12 weeks paid family leave
Continuing education reimbursement
25% annual bonus target, paid quarterly
Company equity in the form of RSUs

Fulltime

Senior Director of Relationship Management, Loan Origination

The Senior Director of Relationship Management, Loan Origination, plays a key ro...

Location

United States , Dallas

Salary:

Not provided

DLP Capital

Expiration Date

Until further notice

Requirements

Past experience in underwriting, with in depth knowledge and ability to utilize underwriting and structuring models
HubSpot or equivalent CRM experience preferred
Strong preference for experience in ground up construction lending
Strong preference for experience in Multifamily lending
Must have 7+ years experience in forward facing client relationship management / sales experience, preferably in a lending, or investment business
Must have 7+ years of real estate lending (or investment) experience
Preferred experience in acquisitions- land and existing housing

Job Responsibility

Prospect & source Elite members and Elite prospects and build relationships, leveraging DLP events
Leverage F2F meetings, Zoom, phone calls, email, LinkedIn, video, text message, and other communications tools to source and close new loan and investment opportunities with new and existing sponsors
Provide mentorship to new or junior originators
Prepare initial underwrite & analysis on complex commercial loan and investment opportunities. Leveraging resources from the Credit Structuring team members
complete the New Business Summary for presentation of new opportunities to the Credit Committee. The RM has overall responsibility for ensuring timely and complete information from the sponsor. The representations of all information and analysis performed and presented in the NBS are "owned by" the RM
Prepares "modification memo" recommendations with assistance from Credit Structuring team members for any credit issues uncovered by the servicing team (i.e. breach in covenants, missed construction milestones, etc.). Presents to the Credit Committee as applicable
Drive client attendance at all DLP events
Proactively drive revenue by relationship based networking
Attend all required meetings and work proactively to provide solutions to improve the performance of the management company
Attend all sponsor/deal pipeline meetings. Input all required data in CRM and ensure that all opportunities are at all times placed in the right stage of the pipeline

What we offer

Unlimited PTO
health/dental/vision/life insurance
401(k) matching
parental leave
adoption services reimbursement/learning/educational incentives
Volunteer Time Off
well-being programs
company events
self improvement/productivity tools

Senior Credit Associate

The Senior Credit Associate is responsible to act as the Originations team's key...

Location

United States , St. Augustine

Salary:

Not provided

DLP Capital

Expiration Date

Until further notice

Requirements

5+ years experience in underwriting, credit analysis, and/or commercial lending.
Bachelor’s degree in Finance, Accounting, Business, or Economics.
Financial Acumen: Expertise in reading financial statements, market reporting data, building financial models, and assessing creditworthiness.
Risk Management: Proven ability to analyze complex data, identify risks, and make sound, objective credit decisions.
Communication: Clearly explaining decisions to clients, brokers, and internal teams.
Attention to Detail: Ensuring accuracy in reviewing applications and policies
Analytical & Critical Thinking: Interpreting data, questioning assumptions, and making logical decisions.

Job Responsibility

Responsible for the initial sizing of deal & borrower for term sheet, modifications, and take out financing.
Exhibiting a deep understanding of firm's loan underwriting guidelines, pricing grids and leverage partners credit boxes to identify loans that are ineligible.
Consistently providing quick, yet accurate, responses to all inquiries about assigned credit files, and maintaining dialogue with lending staff to determine the viability of new loans or strategies related to the renewal of existing loans as it relates to terms and structure.
Contributing feedback and participating in Credit Committee meetings and decisioning.
Make decisions that will positively impact the company & its ability to achieve its goals.
Partner with Relationship Managers and Directors to screen and underwrite new lending opportunities, providing indicative terms based on preliminary deal data. Analyze sponsor pro formas, budgets, borrower financials, and market data to assess feasibility and determine appropriate loan sizing. Leverage insights from multiple platforms to support the "Pro Deal Mentality" and ensure alignment with the firm’s Risk Appetite.
Work with Relationship Managers and Directors to complete New Business Submissions for presentation to the Credit Committee, and prepare any necessary change memos following initial Committee approval. Support RMs throughout the deal process by serving as a key point of contact for brokers and sponsors - gathering information, addressing questions, and keeping deals moving forward efficiently.
Structuring loans based on deal-level risks and mitigants.
Evaluating borrower experience and history of execution.
Evaluating real estate investment deal strategies, and the underlying assets as-is and after-repair values.

What we offer

Unlimited PTO, health/dental/vision/life insurance, 401(k) matching, parental leave, adoption services reimbursement/learning/educational incentives, Volunteer Time Off, well-being programs, company events, self improvement/productivity tools, & the incredible feeling of making a difference.

Underwriting Team Lead - Residential Real Estate & Commercial Real Estate

The Underwriting Team Lead is a seasoned professional role leading a team of RRE...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

CeMAP qualification
Senior Credit Officer (SCO) or equivalent
Bachelor's/University degree or equivalent experience
Exceptional candidates who do not meet these criteria may be considered for the role provided they have the necessary skills and experience
Honesty, integrity and reputation
Financial soundness
Competence and capability

Job Responsibility

Manage the RRE and CRE Underwriting Team
Oversee new business requests, ongoing portfolio management, ad-hoc project management and some third-party vendor management
Serve as a key contact for residential mortgage product underwriting process
Originate, structure and transact residential and commercial real estate loans
Work closely with 2nd Line of Defence
Ensure ongoing effective portfolio management
Ensure all necessary internal and external reporting requirements are completed in a timely manner
Work closely with RRE and CRE Product Head and wider Lending Leadership Team on policy updates and strategy
Take a leading role in Internal Audit and BICR reviews
Provide regular input to the Private Bankers, Risk and management in terms of MIS, competitive feedback, key client status reports, promotional opportunities, etc.

Fulltime

Trainer / Senior Trainer - L&D

Deliver foundational and process specific training in mortgage underwriting and ...

Location

India , Bengaluru

Salary:

Not provided

Randstad

Expiration Date

March 30, 2026

Requirements

Must have training experience of handling small to large size batches
Must have experience in training teams, transitions & operations management
Over all 5+ Years of work experience
Should be a graduate in any domain
Advanced working knowledge of MS Office (esp. MS Excel) suite of products skills
Excellent written & verbal English communication skills
Excellent people management and stake holder management
Excellent Classroom Management and Facilitation Skills

Job Responsibility

Deliver foundational and process specific training in mortgage underwriting and evaluate the trainee performance
Much of the role will entail all L&D specific tasks from content creation to delivery of training to batches of all sizes
Train staff on the basics of US mortgage industry and cover functional aspects of Loan Originations, Underwriting, Closing and Post closing, Servicing, Default Servicing and Title Industry
Trainee staff on loan processing concepts that includes reviewing 1003, identifying and understanding the initial submission of documents
Expertise in training Underwriting concepts such as reviewing eligibility across Income, Credit, Collateral analysis, Assets
Have wide knowledge of loan conditions and the supporting information or document to remediate those conditions
Must be aware of and be able to train staff on compliance, regulatory standards and guidelines
Be proficient at creating training manuals, document SOP, Work-flow diagrams, AS IS, TO BE processes & drill down to keyboard level Instructions
Create Training content in PPT, Word, and E learning tools
Coordinate with various functions to for execution of training responsibilities

Fulltime

Senior Loan Underwriter

Robert Half

Location:
United States , Cambridge

Category:
Banking

Contract Type:
Employment contract

Salary:

Job Description:

Job Responsibility:

Requirements:

Additional Information:

Job Posted:
February 20, 2026

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