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Senior Engineering Manager - Risk

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Mercury

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Location:
United States; Canada , San Francisco ▼

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Category:
IT - Software Development

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Contract Type:
Not provided

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Salary:

239000.00 - 298800.00 USD / Year
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Job Description:

Our mission is to build the intelligent, automated systems and operational tools that make this possible—where machine learning, AI, and human judgment work seamlessly together to power the next generation of business banking*. We use intelligence to detect risks earlier, make real-time decisions with confidence, and enable instant, delightful account approvals that keep pace with the builders we serve.

Job Responsibility:

  • Lead teams (4–8 engineers each) responsible for account onboarding, KYC/KYB, AML, and fraud detection decisioning and workflows, and operational tooling
  • Apply AI/ML—from traditional models to large language models—to unlock faster, real-time bank account application approvals. This work sits on the critical business path, directly driving efficiency and revenue growth
  • Partner with Product, Risk, and Data teams to design and deliver scalable systems that balance user experience with compliance rigor
  • Shape the next generation of our KYC and risk platforms—reliable, resilient, and easy to extend as regulations and business needs evolve
  • Create a strong culture of operational excellence, with measurable improvements to uptime, accuracy, and system quality
  • Build, mentor, and grow engineering talent
  • help managers and senior engineers level up technically and organizationally
  • Drive clarity amid complexity: translating between regulatory nuance and technical execution
  • Foster collaboration across teams to align on priorities, simplify interfaces, and make the whole system more maintainable and elegant

Requirements:

  • 9+ years of software development experience
  • 3–5+ years of engineering management in a high-scale tech environment
  • AI/ML expertise—you’ve built and launched applied AI products (from LLMs to traditional ML models), shipping them from 0→1 and scaling 1→10 in production environments
  • Proven success building large-scale backend distributed systems, ideally involving integrations and decision automation
  • Experience with or curiosity about KYC, AML, risk, or compliance systems in financial services or fintech
  • A track record of raising the bar for quality and reliability, balancing shipping speed with technical excellence
  • Strong communication and leadership skills—you can inspire engineers, partner across functions, and adapt your management style to the moment
  • The ability to hire, retain, and develop exceptional technical talent
  • A pragmatic builder’s mindset: you believe beautiful systems are those that work, adapt, and last
What we offer:
  • base salary
  • equity
  • benefits

Additional Information:

Job Posted:
December 10, 2025

Employment Type:
Fulltime
Work Type:
Remote work
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