Senior Credit Analyst, Citi

Citi

Location:
Netherlands, Amsterdam

Category:
Banking

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

The Senior Credit Analyst is a strategic professional who stays abreast of developments within their own field and contributes to overall business strategy. They are a recognized technical authority in relation to credit analysis and structuring, while also possessing strong commercial awareness. Strong communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasionally external customers.

Job Responsibility:

Appropriately assess risk when business decisions are made
Interface with and support bankers in underwriting requests for commercial credit extensions
Prepare detailed written credit summary of commercial applicants
Perform detailed financial analysis on companies including trend and ratio analysis
Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers
Perform industry and geographical research and other due diligence
Maintain a solid understanding of Citibank products and services
Maintain compliance with Citibank credit policies/practices and regulatory policies
Assist business unit goals by continuous identification of process improvements
Provide backup support to Credit Underwriting Group Manager, lead projects and initiatives and mentor lower level Credit Officers

Requirements:

6-10 years previous credit experience
Prior experience working in a regulatory and compliance policy environment
Proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections
Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
Experience in handling complex credit transactions (M&A, Leverage Lending, Large Syndications)
Excellent organizational skills, prioritizing capabilities, attention to detail
Effective inter-personal and written/verbal communication skills
Thorough problem credit recognition and resolution skills
Pro-active disposition with ability to work autonomously and within a team
Proficient in various spreadsheet and word processing applications (Excel and Word)
Bachelor's/University degree, Master's degree preferred

Nice to have:

Experience with complicated business structures with foreign subsidiaries and/or parent organizations
Good analytical skills to filter, prioritize and validate complex material from multiple sources

Additional Information:

Job Posted:
October 21, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Senior Credit Analyst