Payment Systems Architect Jobs

Principal Architect, Payment & Fraud Systems

The Principal Systems Architect crafts scalable, secure, and high-performance pa...

Location

United States , Bellevue; Atlanta

Salary:

123800.00 - 223300.00 USD / Year

T-Mobile

Expiration Date

Until further notice

Requirements

7-10 years of experience in a business environment, preferably within payments, fraud prevention, financial services, or e-commerce
7-10 years of experience as a software or systems architect, engineer, or programmer, with expertise in scalable, high-availability platforms
5+ years of experience in payments architecture, tokenization, and transaction processing, including real-time authorization, settlement, and reconciliation workflows
5+ years of experience in fraud prevention, risk management systems, and security architecture, with knowledge of fraud scoring models, ML driven, fraud detection, and chargeback management
4-7 years of experience in B2C online e-commerce systems architecture and design
4-7 years of experience with payment orchestration, gateway integrations, and acquirer connections, including experience with PCI DSS compliance and 3DS
4-7 years of experience using architecture and design of mobile web applications, including responsive design, hybrid models, and secure mobile payment solutions such as Apple Pay, Google Pay, or QR-based payments
4-7 years of experience with cloud-based payment processing architectures, including AWS, Azure, GCP, Kubernetes, or serverless computing models
Bachelor's Degree in Computer Science, Information Technology, or a related discipline
Technology certifications (such as Java, Microsoft, Oracle, AWS, TOGAF, or security-focused certifications like CISSP, CISM, PCI-ISA)

Job Responsibility

Help define software development processes and ensure alignment to security, compliance, and scalability methodologies for payment and fraud platforms
Stay up to date with emerging payment technologies, as well as fraud detection strategies, and regulatory requirements to continuously contribute to improvement of platform capabilities
Understand the business processes on assigned projects, particularly those related to payment acceptance, transaction routing, chargebacks, and fraud prevention
Accomplish organizational goals by accepting ownership for accomplishing new and different requests
explore opportunities to contribute to job accomplishments
Translate business requirements into technical requirements and assist other team members in implementing the solution
Design and implement real-time transaction refinement solutions that ensure high availability, reliability, and security
Provide architectural oversight for payment tokenization, fraud scoring models, and risk mitigation strategies across multiple channels
Collaborate with engineering, product management, security, and compliance teams to ensure flawless integration of payment and fraud technologies
Lead proof-of-concept (PoC) initiatives to assess new fraud detection techniques, machine learning models, or payment orchestration improvements

What we offer

Competitive base salary and compensation package
Annual stock grant
Employee stock purchase plan
401(k)
Access to free, year-round money coaches
Medical, dental and vision insurance
Flexible spending account
Paid time off
Up to 12 paid holidays
Paid parental and family leave

Fulltime

New

Chief Systems Architect

Provide strategic architecture leadership to project architects and your product...

Location

United Kingdom , London

Salary:

Not provided

SwiftXccess

Expiration Date

Until further notice

Requirements

B.Tech / MS in Computer Science/Computer Engineering, Science, Mathematics
A minimum of 15+ years of experience in architecture and development
5+ years experience in building data driven frameworks and solutions
Proven experience in building highly scalable, flexible and fault tolerant systems
Proven knowledge of successful design, architecture and development using Hadoop with large data volumes
Possesses a deep understanding of benefits/drawbacks of different integration patterns
Continuous delivery and DevOps experience – infrastructure automation, monitoring, logging, auditing and security implementation and practices.

Job Responsibility

Drives the architecture for key cross team / cross product development projects (via architecture/design documents and developing code key modules)
Establishes software development patterns and best practices via examples and shipping code
Ensures that all relevant project teams follow a common set of principles and patterns and utilize a standard set of technology frameworks and libraries
Provides leadership across the architecture community to ensure solutions are built in alignment with platform principles and standards
Mentors and builds world-class high-performing engineering and data science teams
Applies architecture best practices that helps increase execution velocity
Develops architectures that are inherently secure, robust, scalable, modular, API-centric and global
Influences technology selection for the enterprise
Defines deployment topology by working with peers across the technology organization
Optimizes use of SwiftXccess’s Platforms & Solutions.

Fulltime

Technical Business Systems Analyst

We are offering a contract to permanent employment opportunity for a Technical B...

Location

United States , Irving

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Develop and refine backend payment systems, concentrating on credit card processing such as refunds, charging, tokenization, and transactions
Apply deep understanding of payment processing workflows and logic to daily tasks
Utilize knowledge of payment platforms like Stripe, Square, Shopify, or similar for efficient system operation
Handle Card Present/Card Not Present transactions
Implement payment tokenization techniques
Understand and manage physical device systems like credit card machines
Create custom documentation and utilize UML
Work with SRDs
Collaborate with a team of developers, QAs, Product Managers, Solutions Architects, and internal stakeholders
Ensure familiarity with SDLC and have substantial experience working on the backend

Job Responsibility

Develop and refine backend payment systems, concentrating on credit card processing such as refunds, charging, tokenization, and transactions
Apply deep understanding of payment processing workflows and logic to daily tasks
Utilize knowledge of payment platforms like Stripe, Square, Shopify, or similar for efficient system operation
Handle Card Present/Card Not Present transactions
Implement payment tokenization techniques
Understand and manage physical device systems like credit card machines
Create custom documentation and utilize UML
Work with SRDs
Collaborate with a team of developers, QAs, Product Managers, Solutions Architects, and internal stakeholders
Ensure familiarity with SDLC and have substantial experience working on the backend

What we offer

medical, vision, dental, life and disability insurance
401(k) plan

Fulltime

New

Senior Engineering Manager - Payments Team

You will lead the engineering team for Coursera's Payments platform, overseeing ...

Location

Salary:

Not provided

EdTech Jobs

Expiration Date

Until further notice

Requirements

Bachelor’s degree in Computer Science or a related field, OR equivalent practical experience (e.g. 3+ years as a hands-on software engineer building web applications or distributed systems)
5+ years in software product development or a related field, including prior experience leading engineering teams (2+ years in an engineering management role)
Strong software engineering foundation with experience in system design, data structures, and algorithms

Job Responsibility

Building the Team: Partner with cross-functional stakeholders (Product, Data, Finance) to refine the team’s charter, ensure alignment with broader business goals, and support overall team health and growth
Mentoring: Act as a role model and coach for engineers. Conduct regular career development conversations, provide constructive feedback, and inspire engineers to achieve their best
Hiring: Identify key skill gaps and growth areas on the team. Drive the hiring pipeline by sourcing, interviewing, and onboarding talented engineers to build a well-rounded, high-performing team
Advising (Technical Leadership): Provide hands-on technical guidance to engineers as they design systems and tackle complex problems. Encourage sound architectural decisions and help team members grow into technical leaders in their product work
Product Enablement: In partnership with Product Management, curate a compelling vision for the payments platform including expanding our international payments strategy. Translate high-level product needs into an actionable engineering roadmap. Prioritize and drive key initiatives forward, run sprint planning and stand-ups, and ensure the team delivers with high quality on product and business goals in this critical area of the product
Platform Leadership: Balance building new features with managing tech debt to maintain a reliable, scalable platform. Evolve the payments platform for high leverage – architect systems and services that can accelerate multiple product initiatives across Coursera
Mediating: Foster an inclusive, collaborative team environment. Proactively address interpersonal issues and facilitate crucial conversations with empathy and fairness. Ensure every team member feels empowered, engaged, and comfortable sharing ideas and concerns

Fulltime

New

Staff Software Engineer

EarnIn is looking for experienced, collaborative, and resourceful staff-level en...

Location

India , Bengaluru

Salary:

Not provided

EarnIn

Expiration Date

Until further notice

Requirements

7+ years of delivering value through software in a collaborative environment
Architected and implemented complex features focusing on data-driven decision making and performance optimization
Technical leadership: hands-on experience leading project teams, setting technical direction and strategy, system design, and mentoring engineers
Passionate about efficiency, availability, technical quality, and system quality
Experience leveling up those around you with curiosity and fostering a collaborative, inclusive team environment
Proven experience in defining product/technical strategy and deriving alignment with xfn leaders/stakeholders
Strong communication and initiative that spans across teams
Experience leading design, implementation, and deployment of high-scale cross-functional payments systems
Bring a strong product mindset and a deep understanding of product needs and long-term flexibility in design

Job Responsibility

Design & implement features robust enough for our high scale
Drive the implementation of new features—break complex problems down to their bare essentials, translate that complexity into elegant design, and create high-quality, maintainable code
Create and maintain test automation to enable continuous integration and development velocity
Design & deliver thoughtfully crafted REST APIs to drive the interactions between our client applications and backend services
Collaborate and mentor other engineers while providing thoughtful guidance using code, design, and architecture reviews
Work cross-functionally with other teams (data science, design, product, marketing, analytics)
Leverage a broad skill set and help us implement and learn new technologies quickly
Provide and receive design and implementation evaluations and improve with each iteration
Debug production issues across our services infrastructure and multiple levels of our stack
Think about distributed systems & services and care passionately about producing high-quality code

What we offer

healthcare
internet/cell phone reimbursement
a learning and development stipend
potential opportunities to travel to our Mountain View HQ

New

Senior Finance Transformation Solutions Architect

We are seeking a Senior Finance Transformation Solutions Architect to join our F...

Location

United States

Salary:

160000.00 - 190000.00 USD / Year

Vercel

Expiration Date

Until further notice

Requirements

8+ years of experience in Finance Transformation or Financial Systems roles
Strong expertise with ERP (NetSuite preferred) and financial systems with a focus on supporting order-to-cash (O2C)
Robust project management experience and have led at least 2 major system implementations and / or migrations
Deep knowledge spanning multiple Finance domains: Billing and collecting payments from customers, GL mechanics, paying vendors, budgeting processes, etc.
Demonstrated ability to design scalable processes and implement systems solutions that meet cross-functional business needs
Exceptional problem-solving skills and a balance of strategic vision and executional detail
Strong collaboration and communication skills, with experience engaging stakeholders across all levels of the organization
Comfortable working in fast-paced environments with shifting priorities
Prior experience mentoring team members
Comfortable operating with a high level of autonomy in a dynamic, primarily async environment

Job Responsibility

Partner with the Senior Manager of Finance Transformation to define the team’s roadmap, project priorities, and frameworks for execution
Act as a strategic thought partner to identify system and process gaps, evaluate solutions, and drive initiatives from ideation through implementation across our core financial systems: NetSuite, Zip, Orb & Stripe, Ramp & Navan, ADP, and FloQast
Collaborate with cross-functional stakeholders in Accounting, Finance, Procurement, Legal and other stakeholders to understand requirements and align on solutions
Manage and support projects ranging in complexity and scale — highly cross-functional and spanning multiple months to focused “quality of life” enhancements
Compile business requirement documents and UAT scripts using stakeholder input and coordinating testing cycles
Design and implement scalable system configuration changes that streamline processes
Establish best practices and documentation to ensure knowledge transfer and system sustainability
Mentor a senior analyst on the team without direct people management

What we offer

Competitive compensation package, including equity
Inclusive Healthcare Package
Learn and Grow - we provide mentorship and send you to events that help you build your network and skills
Flexible Time Off
We will provide you the gear you need to do your role, and a WFH budget for you to outfit your space as needed

Fulltime

New

Senior Software Engineer

NMI is looking for a passionate Senior Software Engineer to join our Development...

Location

United States

Salary:

Not provided

Parking Network B.V.

Expiration Date

December 29, 2025

Requirements

Bachelor's degree in Computer Science or equivalent experience
Minimum of 5 years of experience developing complex software applications in a collaborative, agile environment
Advanced proficiency in C# and/or PHP, with strong understanding of object-oriented design principles and design patterns
Advanced experience with database design, optimization, and performance tuning
Strong knowledge of security and compliance best practices (e.g. OWASP, PCI)
Excellent communication skills, with a proven ability to mentor others, contribute to a strong team culture, and work with others across teams to move projects forward
Experience designing and architecting scalable, distributed systems with consideration for performance, reliability, and maintainability
Ability to translate complex business requirements into technical solutions
Proven track record of code reviews and maintaining code quality standards
Proven ability to understand, debug, and enhance complex existing systems with limited documentation and evolving requirements

Job Responsibility

Design, develop, and maintain core billing and invoicing systems using C# and PHP technologies
Take ownership of architectural and design decisions for billing system components
Lead technical discussions, participate in code reviews, and drive best practices in maintainability and performance
Actively mentor and support the growth of junior team members
Lead improvements to CI/CD pipelines and development processes
Implement monitoring, logging, and alerting systems to proactively identify and resolve issues
Optimize database queries and system architecture to handle growing merchant and transaction volumes
Implement robust security measures to protect sensitive payment and merchant data and ensure compliance with PCI DSS standards
Communicate project status, risks, and technical decisions effectively to both technical and non-technical stakeholders
Collaborate closely with Product Owners, Developers, and QA teams to ensure successful product releases

What we offer

Annual salary + bonus
A remote first culture
Flex PTO
Health, Dental and Vision Insurance
13 Paid Holidays
Company volunteer days

Fulltime

Senior Site Reliability Engineer

Digital Business Services (DBS) Our GCIO organisation plays a critical role for ...

Location

China , Shanghai

Salary:

Not provided

HSBC

Expiration Date

December 31, 2025

Requirements

Bachelor's degree in computer science, Information Technology, or a related field. Advanced degrees or certifications (e.g., ITIL, AWS Certified Solutions Architect, Google SRE) are a plus
Minimum of 5 years of experience in site reliability engineering, software development, or systems engineering, preferably in a financial services environment
Proven experience in automating operational processes and managing high-availability systems
Experience collaborating with production support, application development, and global teams in a distributed environment
Programming: Proficiency in Python, Go, Java, or Ruby for automation and tool development
Systems: Deep knowledge of Linux/Unix systems for administration, performance tuning, and debugging
Cloud and Infrastructure: Expertise in AWS, Azure, or GCP, and Infrastructure as Code (IaC) tools like Terraform or Ansible
Containerization: Experience with Docker and Kubernetes for managing containerized banking applications
Monitoring: Proficiency in Prometheus, Grafana, Splunk, or Datadog for observability and performance monitoring
CI/CD: Familiarity with Jenkins, GitLab CI, or GitHub Actions for integrating reliability into deployment pipelines

Job Responsibility

Design, develop, and implement automation tools and scripts to reduce manual operational tasks ("toil") and enhance system resilience
Ensure high availability (e.g., 99.99% uptime) of critical banking applications, including core banking, payment systems, and global platforms/local system
Conduct capacity planning and chaos engineering to test and improve system resilience under failure conditions
Participate in on-call rotations to respond to production incidents, troubleshoot issues, and conduct post-mortems to prevent recurrence
Collaborate with production support teams for rapid incident resolution and escalate complex issues to application teams or vendors as needed
Work closely with production support teams to streamline incident handling and integrate automated solutions into support processes
Partner with application development teams to embed reliability practices into the software development lifecycle (SDLC)
Engage with the bank's operation resilience project team to align on initiatives for regulatory compliance, disaster recovery, and system robustness
Coordinate with global and regional SRE and DevOps teams to ensure consistency in tools, processes, and standards across distributed banking systems
Implement and maintain monitoring solutions to track service-level indicators (SLIs) and ensure service-level objectives (SLOs) are met

Fulltime

Payment Systems Architect

SwiftXccess

Location:
United Kingdom, London

Category:
IT - Software Development

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
December 12, 2025

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