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We are looking for an experienced Mortgage Loan Processor to join our team in Bothell, Washington. In this Contract to permanent opportunity, you will play a pivotal role in assisting members with mortgage applications and ensuring loan files are processed accurately and efficiently. This role is ideal for individuals who are detail-oriented and thrive in a fast-paced environment within the credit union industry.
Job Responsibility:
Facilitate the mortgage loan process by supporting loan originators with tasks such as completing and validating applications
Request and confirm mortgage rate locks, ensuring accuracy during the origination process
Collect and review financial documents required for applications, including appraisals and title searches
Verify and update loan application details, addressing errors and ensuring compliance with lending guidelines
Prepare loan files for underwriting, ensuring all conditions are satisfied and ready for submission
Address quality control findings and resolve issues before funding
Assist members with mortgage intake and provide exceptional customer service
Prepare closing documents and coordinate with escrow to finalize funding processes
Balance final Closing Disclosure documents and submit wire requests for approval
Handle inbound and outbound calls related to mortgage origination and servicing
Requirements:
Minimum of 2 years of experience in mortgage loan processing or a related field
Strong customer service skills, preferably within a banking or credit union environment
Ability to organize and manage multiple tasks while maintaining attention to detail
Familiarity with loan administration and mortgage processing procedures
Knowledge of mortgage closing and lending practices
Experience with loan origination systems is preferred
Excellent communication and problem-solving skills
Ability to work efficiently under deadlines and regulatory guidelines
Nice to have:
Experience with loan origination systems is preferred
What we offer:
medical, vision, dental, and life and disability insurance