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The Loan Closer is responsible for reviewing, preparing, and finalizing loan documents, ensuring compliance with company policies, investor guidelines, and regulatory requirements. This role involves coordinating with borrowers, lenders, escrow officers, and other stakeholders to facilitate smooth and timely loan closings and fund disbursements.
Job Responsibility:
Verify and review all closing documents for accuracy, completeness, and compliance
Ensure loan terms match approved underwriting conditions
Work closely with title companies, attorneys, and escrow officers to coordinate closings
Prepare wire instructions and authorize loan funding
Confirm receipt of all required documentation before disbursement
Ensure all conditions and stipulations are met before finalizing funding
Adhere to federal, state, and investor regulations, including TRID, RESPA, and other mortgage compliance guidelines
Maintain accurate records and audit loan files for any discrepancies
Serve as a liaison between loan officers, processors, and funding departments
Provide timely updates to borrowers and other stakeholders regarding the closing process
Address and resolve closing or funding issues promptly
Ensure all loan data is accurately entered into the system
Generate reports and maintain records of funded loans
Assist in process improvements to enhance efficiency and accuracy
Requirements:
High school diploma or equivalent required
Associate’s or Bachelor’s degree preferred
2+ years of experience in post-closing, loan processing, or mortgage operations
Experience with loan origination systems (LOS) and document management platforms is a plus
Strong understanding of loan closing, funding, and post-closing processes
Excellent attention to detail and accuracy
Strong organizational and time-management skills
Ability to work independently and meet deadlines
Proficiency in Microsoft Office Suite (Word, Excel, Outlook)
What we offer:
medical, vision, dental, and life and disability insurance
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