Live underwriter Job at Randstad (Bengaluru)

Live Underwriter

Location

India , Hyderabad

Salary:

Not provided

Randstad

Expiration Date

January 16, 2026

Requirements

3 plus years of experience as Live Underwriter
Working knowledge of conventional, VA and FHA which is Mandatory
Extensive knowledge on Fannie Mae and Freddie Mac Guidelines which is Mandatory
Extensive working knowledge on 4’C
Should know in and out of DU, LP and GUS in detail
Should be well-versed in income calculations on both salaried and self-employed based on the product types

!

Live underwriter

A Mortgage Underwriter plays a crucial role in the mortgage lending process by a...

Location

India , Bangalore

Salary:

Not provided

Randstad

Expiration Date

February 16, 2026

Requirements

Any bachelor’s degree
Proven experience in mortgage processing or underwriting
Strong knowledge of mortgage industry regulations and procedures
Excellent analytical and problem-solving skills
Detail-oriented with exceptional organizational abilities
Proficiency in using mortgage processing software and financial tools
Effective communication and interpersonal skills
Ability to work efficiently under pressure and meet tight deadlines
Solid understanding of financial statements and credit reports

Job Responsibility

Loan Application Review: Analyse and verify loan applications, ensuring all required documents are complete and accurate
Assess the borrower's credit history, employment, income, and debt levels
Confirm the property's value through appraisal reports
Credit and Financial Analysis: Evaluate credit reports to determine the borrower's creditworthiness
Analyse financial statements, tax returns, pay stubs, and other income documentation
Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios
Property Valuation Review: Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation
Compliance and Risk Assessment: Ensure loans comply with all federal, state, and local regulations
Adhere to company policies and guidelines
Identify potential risks and assess the overall risk level of the loan

Fulltime

Us mortgage live underwriter

We are seeking an experienced and highly analytical US Mortgage Live Underwriter...

Location

India , Bangalore

Salary:

Not provided

Randstad

Expiration Date

February 07, 2026

Requirements

Extensive, mandatory working knowledge of Conventional, VA, and FHA loan programs
Comprehensive and expert working knowledge of Fannie Mae (FNMA) and Freddie Mac (FHLMC) Guidelines
Extensive working knowledge of the 4 C's of Underwriting (Credit, Capacity, Collateral, Capital)
Detailed knowledge of Automated Underwriting Systems (DU, LP, GUS)
Well-versed in complex income calculations for salaried (W-2) and self-employed borrowers
Review, analyze, and render final credit decisions on mortgage loan applications in a live environment

New

Live Underwriter

We are seeking an experienced and highly analytical US Mortgage Live Underwriter...

Location

India , Bengaluru

Salary:

Not provided

Randstad

Expiration Date

February 16, 2026

Requirements

Extremely good knowledge of US mortgage live underwriting process
Experience in conditioning underwriting process
Minimum 2-5 years of experience in UW mortgage underwriting
Requires critically to support the development, testing, and implementation of new automated underwriting condition rules and systems
Sound knowledge of different Underwriting guidelines
Logically sound
Good communication skill specially written skill should be excellent

What we offer

Growth Opportunities
Night Shift

Fulltime

Pricing Actuary

At hyperexponential, we’re building the AI-powered platform that enables the wor...

Location

United Kingdom , London

Salary:

Not provided

hyperexponential

Expiration Date

Until further notice

Requirements

Be a newly or recently qualified actuary with pricing experience in commercial, specialty, or reinsurance markets (reinsurance exposure is a plus, but not essential)
Contributed to the development or enhancement of pricing models, with some experience of how models are applied in live underwriting
Shown the ability to work effectively with stakeholders whether peers or senior colleagues - by explaining technical work clearly and supporting decisions that go beyond the model
Worked hands-on with actuarial and analytical tools (e.g. R, Python, data pipelines), and comfortable discussing methods, assumptions, and trade-offs with rigour.

Job Responsibility

Act as a subject matter expert in pricing across commercial, specialty, and reinsurance - joining complex client and sales conversations, running best-practice workshops, and representing hx at industry forums
Partner with senior stakeholders (Chief Actuaries, CUOs, Heads of Pricing) as a trusted advisor - guiding strategic conversations on pricing transformation, workflows, and portfolio strategy, and stepping in to resolve challenges with “amber-red” accounts
Support customers through their transformation journeys - helping deploy new models, re-engineer workflows, and embed modern pricing processes, while building practical assets (reference models, reporting pipelines, workflow enhancements) that accelerate value from hx Renew
Feed back client and market insights into hx - informing our product roadmap and ensuring we prioritise solutions that matter most to the business, not just technically
Contribute to innovation projects - exploring new methods, data sources, or AI applications that reshape pricing and underwriting.

What we offer

£5,000 training and conference budget for individual and group development
25 days of holiday plus 8 bank holidays (33 days total)
Company pension scheme via Penfold
Mental health support and therapy via Spectrum.life
Individual well-being allowance via Juno
Private healthcare insurance through AXA
Income protection and Life Insurance
Cycle to Work Scheme
Top-spec equipment (laptop, screens, adjustable desks, etc.)
Regular hackathons, lunch & learns, and socials, both remote and in-person, to foster collaboration and creativity

Fulltime

New

Underwriter

We are looking for a 6years old established company who are a global provider of...

Location

India , Mumbai

Salary:

Not provided

Randstad

Expiration Date

February 07, 2026

Requirements

Exposure into Live Underwriter
Working knowledge of conventional, VA and FHA which is Mandatory
Extensive knowledge on Fannie Mae and Freddie Mac Guidelines which is Mandatory
Have an extensive working knowledge on 4’C
Know in and out of DU, LP and GUS in detail
Well-versed in income calculations on both salaried and self-employed based on the product types
Candidate should be flexible with Night shift
Immediate Joiners

Fulltime

New

Live underwriter

A Mortgage Underwriter plays a crucial role in the mortgage lending process by a...

Location

India , Bangalore

Salary:

Not provided

Randstad

Expiration Date

February 16, 2026

Requirements

Any bachelor’s degree
Proven experience in mortgage processing or underwriting
Strong knowledge of mortgage industry regulations and procedures
Excellent analytical and problem-solving skills
Detail-oriented with exceptional organizational abilities
Proficiency in using mortgage processing software and financial tools
Effective communication and interpersonal skills
Ability to work efficiently under pressure and meet tight deadlines
Solid understanding of financial statements and credit reports

Job Responsibility

Loan Application Review: Analyse and verify loan applications, ensuring all required documents are complete and accurate
Assess the borrower's credit history, employment, income, and debt levels
Confirm the property's value through appraisal reports
Credit and Financial Analysis: Evaluate credit reports to determine the borrower's creditworthiness
Analyse financial statements, tax returns, pay stubs, and other income documentation
Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios
Property Valuation Review: Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation
Compliance and Risk Assessment: Ensure loans comply with all federal, state, and local regulations
Adhere to company policies and guidelines
Identify potential risks and assess the overall risk level of the loan

Fulltime

Senior Regional Underwriter

This is a key hire aimed at strengthening underwriting capability across the reg...

Location

United Kingdom , Bristol

Salary:

60000.00 GBP / Year

Lawes Consulting Group

Expiration Date

Until further notice

Requirements

Proven background in underwriting within the commercial insurance market, ideally with a focus on Commercial products
Experience working with regional broker networks and delivering underwriting results in line with financial targets
Strong track record of underwriting complex and non-standard risks, with demonstrable commercial awareness
Previous involvement in supporting or mentoring junior underwriting staff is desirable
Strong negotiation and influencing skills, with a commercial mindset
Excellent relationship-building capabilities and broker engagement experience
Confident, considered decision-maker with sound risk assessment skills
Technically proficient, with a clear understanding of governance, risk, and underwriting standards
Adaptable, proactive, and customer-focused, with strong communication and stakeholder management skills

Job Responsibility

Build and manage long-term relationships with a defined broker panel to drive new and profitable business
Underwrite complex and high-value risks, maintaining high standards of technical accuracy and governance
Support the development and execution of the regional business plan through effective risk selection and pricing strategies
Act as a technical referral point for junior underwriters, supporting capability development across the region
Partner with the Regional Management team to shape and grow the distribution footprint, targeting strategic brokers and accounts
Ensure compliance with internal underwriting standards and risk frameworks while remaining commercially agile
Engage regularly with brokers across the region to support new and existing business
Review and assess complex underwriting submissions, ensuring technical accuracy and alignment with risk appetite
Liaise with brokers on live cases, providing guidance and negotiating terms
Participate in regional strategy meetings, contributing insights to shape business direction

Fulltime

Live underwriter

Randstad

Location:
India , Bengaluru

Category:
Finance

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
January 07, 2026

Expiration:
January 10, 2026

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