Live Underwriter Job at Randstad (Hyderabad)

Live underwriter

A Mortgage Underwriter plays a crucial role in the mortgage lending process by a...

Location

India , Bangalore

Salary:

Not provided

Randstad

Expiration Date

February 16, 2026

Requirements

Any bachelor’s degree
Proven experience in mortgage processing or underwriting
Strong knowledge of mortgage industry regulations and procedures
Excellent analytical and problem-solving skills
Detail-oriented with exceptional organizational abilities
Proficiency in using mortgage processing software and financial tools
Effective communication and interpersonal skills
Ability to work efficiently under pressure and meet tight deadlines
Solid understanding of financial statements and credit reports

Job Responsibility

Loan Application Review: Analyse and verify loan applications, ensuring all required documents are complete and accurate
Assess the borrower's credit history, employment, income, and debt levels
Confirm the property's value through appraisal reports
Credit and Financial Analysis: Evaluate credit reports to determine the borrower's creditworthiness
Analyse financial statements, tax returns, pay stubs, and other income documentation
Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios
Property Valuation Review: Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation
Compliance and Risk Assessment: Ensure loans comply with all federal, state, and local regulations
Adhere to company policies and guidelines
Identify potential risks and assess the overall risk level of the loan

Fulltime

Live Underwriter

We are seeking an experienced and highly analytical US Mortgage Live Underwriter...

Location

India , Bengaluru

Salary:

Not provided

Randstad

Expiration Date

February 16, 2026

Requirements

Extremely good knowledge of US mortgage live underwriting process
Experience in conditioning underwriting process
Minimum 2-5 years of experience in UW mortgage underwriting
Requires critically to support the development, testing, and implementation of new automated underwriting condition rules and systems
Sound knowledge of different Underwriting guidelines
Logically sound
Good communication skill specially written skill should be excellent

What we offer

Growth Opportunities
Night Shift

Fulltime

Pricing Actuary

At hyperexponential, we’re building the AI-powered platform that enables the wor...

Location

United Kingdom , London

Salary:

Not provided

hyperexponential

Expiration Date

Until further notice

Requirements

Be a newly or recently qualified actuary with pricing experience in commercial, specialty, or reinsurance markets (reinsurance exposure is a plus, but not essential)
Contributed to the development or enhancement of pricing models, with some experience of how models are applied in live underwriting
Shown the ability to work effectively with stakeholders whether peers or senior colleagues - by explaining technical work clearly and supporting decisions that go beyond the model
Worked hands-on with actuarial and analytical tools (e.g. R, Python, data pipelines), and comfortable discussing methods, assumptions, and trade-offs with rigour.

Job Responsibility

Act as a subject matter expert in pricing across commercial, specialty, and reinsurance - joining complex client and sales conversations, running best-practice workshops, and representing hx at industry forums
Partner with senior stakeholders (Chief Actuaries, CUOs, Heads of Pricing) as a trusted advisor - guiding strategic conversations on pricing transformation, workflows, and portfolio strategy, and stepping in to resolve challenges with “amber-red” accounts
Support customers through their transformation journeys - helping deploy new models, re-engineer workflows, and embed modern pricing processes, while building practical assets (reference models, reporting pipelines, workflow enhancements) that accelerate value from hx Renew
Feed back client and market insights into hx - informing our product roadmap and ensuring we prioritise solutions that matter most to the business, not just technically
Contribute to innovation projects - exploring new methods, data sources, or AI applications that reshape pricing and underwriting.

What we offer

£5,000 training and conference budget for individual and group development
25 days of holiday plus 8 bank holidays (33 days total)
Company pension scheme via Penfold
Mental health support and therapy via Spectrum.life
Individual well-being allowance via Juno
Private healthcare insurance through AXA
Income protection and Life Insurance
Cycle to Work Scheme
Top-spec equipment (laptop, screens, adjustable desks, etc.)
Regular hackathons, lunch & learns, and socials, both remote and in-person, to foster collaboration and creativity

Fulltime

Plads Group Underwriter IV

We are the duck. We develop and empower our people, cultivate relationships, giv...

Location

United States

Salary:

95000.00 - 145000.00 USD / Year

Aflac

Expiration Date

February 28, 2026

Requirements

Bachelor's Degree in a related field
5 years of financial underwriting experience with Group Life, STD, LTD and Leave products for National Account employer groups exceeding 5,000 covered lives or 8 years of financial underwriting experience with Group Life, STD, LTD, and Leave products, including 3 years of experience for National Account employer groups exceeding 5,000 covered lives
Extensive Group Life/Disability underwriting knowledge
Strong understanding of Group Life and Disability products and services, affiliated systems and applicable operational policies and procedures
Strong math skills
Has extensive knowledge of changes to policies, procedures, and governance tools
Strong Microsoft Excel skills
Expert in experience rating Life, STD, LTD, leave products and analyzing competitor experience data
Aptitude to prepare and deliver clear, data-driven presentations to Senior Leadership
Demonstrated ability to engage and build relationships with external broker partners and customers

Job Responsibility

Works closely with distributors and other operational areas to drive achievement of the business plan
Completes assignments of the highest complexity while working within delegated authority
Serves as an expert in all areas of Group Life and Disability underwriting, consulting as needed
Acts as a role model in providing technical underwriting expertise and guidance to customers and distributors
Leads development of business cases for projects
Contributes to the delivery of underwriting strategy by proactively sharing best practices
Creates productive distributor relationships through effective consultation
Completes a range of queries and referrals within agreed authority limits
Consistently identifies and contributes to the development and improvement of technical underwriting standards, controls, practices and procedures
Consistently identifies and contributes ideas and work for the development of new or enhanced propositions /procedures/philosophy

What we offer

medical, dental, and vision coverage
prescription drug coverage
health care flexible spending
dependent care flexible spending
Aflac supplemental policies (Accident, Cancer, Critical Illness and Hospital Indemnity offered at no costs to employee)
401(k) plans
annual bonuses
opportunity to purchase company stock
11 paid holidays
up to 20 days PTO

Fulltime

Live underwriter

A Mortgage Underwriter plays a crucial role in the mortgage lending process by a...

Location

India , Bangalore

Salary:

Not provided

Randstad

Expiration Date

February 16, 2026

Requirements

Any bachelor’s degree
Proven experience in mortgage processing or underwriting
Strong knowledge of mortgage industry regulations and procedures
Excellent analytical and problem-solving skills
Detail-oriented with exceptional organizational abilities
Proficiency in using mortgage processing software and financial tools
Effective communication and interpersonal skills
Ability to work efficiently under pressure and meet tight deadlines
Solid understanding of financial statements and credit reports

Job Responsibility

Loan Application Review: Analyse and verify loan applications, ensuring all required documents are complete and accurate
Assess the borrower's credit history, employment, income, and debt levels
Confirm the property's value through appraisal reports
Credit and Financial Analysis: Evaluate credit reports to determine the borrower's creditworthiness
Analyse financial statements, tax returns, pay stubs, and other income documentation
Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios
Property Valuation Review: Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation
Compliance and Risk Assessment: Ensure loans comply with all federal, state, and local regulations
Adhere to company policies and guidelines
Identify potential risks and assess the overall risk level of the loan

Fulltime

Pricing Data & Systems Manager

Reporting into the Head of Pricing Governance and Controls, you’ll ensure all pr...

Location

United Kingdom , Kent or Bournemouth

Salary:

Not provided

The Emerald Group Ltd, Search and Selection

Expiration Date

Until further notice

Requirements

Comprehensive understanding of PMI products, pricing and underwriting approaches
Expert in deploying complex rating models/algorithms in Radar or equivalent software
Experience of system testing approaches and approval processes prior to deploying live

Job Responsibility

Owning all pricing and underwriting systems, ensuring they are robust and well controlled
Leading on implementation of all pricing changes across Radar and legacy systems, ensuring requirements are understood and delivered on time
Delivering testing strategy and the process for pricing and underwriting systems to ensure pricing as intended, targeting zero error rate
Representing pricing on digital and other transformation programmes to ensure Radar requirements are considered and understood

Senior Regional Underwriter

This is a key hire aimed at strengthening underwriting capability across the reg...

Location

United Kingdom , Bristol

Salary:

60000.00 GBP / Year

Lawes Consulting Group

Expiration Date

Until further notice

Requirements

Proven background in underwriting within the commercial insurance market, ideally with a focus on Commercial products
Experience working with regional broker networks and delivering underwriting results in line with financial targets
Strong track record of underwriting complex and non-standard risks, with demonstrable commercial awareness
Previous involvement in supporting or mentoring junior underwriting staff is desirable
Strong negotiation and influencing skills, with a commercial mindset
Excellent relationship-building capabilities and broker engagement experience
Confident, considered decision-maker with sound risk assessment skills
Technically proficient, with a clear understanding of governance, risk, and underwriting standards
Adaptable, proactive, and customer-focused, with strong communication and stakeholder management skills

Job Responsibility

Build and manage long-term relationships with a defined broker panel to drive new and profitable business
Underwrite complex and high-value risks, maintaining high standards of technical accuracy and governance
Support the development and execution of the regional business plan through effective risk selection and pricing strategies
Act as a technical referral point for junior underwriters, supporting capability development across the region
Partner with the Regional Management team to shape and grow the distribution footprint, targeting strategic brokers and accounts
Ensure compliance with internal underwriting standards and risk frameworks while remaining commercially agile
Engage regularly with brokers across the region to support new and existing business
Review and assess complex underwriting submissions, ensuring technical accuracy and alignment with risk appetite
Liaise with brokers on live cases, providing guidance and negotiating terms
Participate in regional strategy meetings, contributing insights to shape business direction

Fulltime

Configuration Analyst

We’re looking for a Configuration Analyst to join an established Insurtech with ...

Location

United Kingdom , London

Salary:

40000.00 - 65000.00 GBP / Year

Calibre Candidates

Expiration Date

Until further notice

Requirements

At senior level, we are looking for a candidate experienced in configuring insurance software platforms (or potentially this could suit an Underwriting candidate looking for a more technically focused Insurance career)
Solid understanding of insurance products, underwriting and distribution processes
Ability to interpret requirements and deliver accurate system changes
Strong attention to detail and clear stakeholder communication skills
Living within easy access to London area for one hybrid office-based day per week

Job Responsibility

Configuring insurance products, rating rules, workflows and documentation within the platform
Implementing new clients and deliver product changes for existing customers
Translating functional specifications into system configuration and rules
Troubleshooting configuration issues and support UAT and go-live activities
Collaborating with BAs, developers and client stakeholders during delivery cycles
Maintaining configuration documentation and support controlled change management

Fulltime

Live Underwriter

Randstad

Location:
India , Hyderabad

Category:
Finance

Contract Type:
Not provided

Salary:

Requirements:

Nice to have:

Additional Information:

Job Posted:
December 25, 2025

Expiration:
January 16, 2026

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Nice to have:

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Job Posted:December 25, 2025

Expiration:January 16, 2026

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Expiration:
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