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Credit Risk Senior Analyst

https://www.citi.com/ Logo

Citi

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Location:
India, Mumbai

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Category:
Banking

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

The Credit Risk Intermediate Analyst is a developing professional role that deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Applies professional judgment when interpreting data and results with moderate but direct impact through close contact with the businesses' core activities.

Job Responsibility:

  • Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager
  • Manages risk associated with new and existing borrowing relationships
  • Performs spreads of client business financial statements
  • Creates Customer Accounting Systems through Credit Platform
  • Recognizes potential client risk through early warning systems
  • Performs periodic financial statement review
  • Tracks established financial covenants
  • Monitors compliance to borrowing base credit facility
  • Accompanies Underwriting Manager on customer site visits
  • Compliance with Citibank policies
  • Assess risk when business decisions are made
  • Drive compliance with applicable laws, rules and regulations

Requirements:

  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
  • Bachelor's/University degree or equivalent experience
  • Good understanding of how the team and area integrate with others in accomplishing objectives
  • Applies analytical thinking and knowledge of data analysis tools and methodologies
  • Requires attention to detail when making judgments and recommendations
  • Developed communication and diplomacy skills
  • Ability to break down information in a systematic and communicable manner
What we offer:
  • Extensive on-the-job training
  • Exposure to senior leaders
  • Traditional learning opportunities
  • Volunteerism opportunities
  • Career growth and development

Additional Information:

Job Posted:
October 28, 2025

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:
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