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The Credit Risk Senior Analyst is a developing professional role that integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Requires analytical thinking and knowledge of data analysis tools and methodologies. Responsibilities include financial analysis, compliance, exposure to complex problems, and direct business impact through close contact with core activities.
Job Responsibility:
Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration
Manages the risk associated with new and existing borrowing relationships
Performs spreads of client business financial statements
Creates customer accounting systems through credit platform
Recognizes potential client risk through early warning systems
Performs periodic financial statement review
Tracks established financial covenants
Monitors compliance to borrowing base credit facility
Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors
Appropriately assess risk when business decisions are made
Demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets
Requirements:
2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
Analyze program results vs expectations
Develop strategies and criteria
Gather data and prepare data for analysis
What we offer:
Programs and services for physical and mental well-being including telehealth options, health advocates, confidential counseling
Expanded paid parental leave policy
Variety of programs that help employees balance work and life including generous paid time off packages
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