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The Credit Risk Intmd Analyst is a developing professional role within Citi, requiring deep knowledge of credit analysis and risk management in a financial institution. This role involves analytical thinking, data methodologies, and collaboration to deliver impactful results for the business while ensuring compliance and risk assessment.
Job Responsibility:
provides analysis of a business' financial trends, indicators and other client data for presentation to the underwriting manager
manages the risk associated with new and existing borrowing relationships through financial statement spreads and reviews
creates customer accounting systems through credit platform
recognizes potential client risk through early warning systems
monitors compliance to borrowing base credit facility
performs periodic financial statement review
tracks established financial covenants
accompanies underwriting manager on customer site visits when appropriate
ensures compliance with Citibank policies
assesses risks, complies with applicable laws, and escalates control issues transparently
Requirements:
2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
analyze program results vs expectations
develop strategies and criteria
gather data and prepare data for analysis
bachelor’s/university degree or equivalent experience
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