Credit Portfolio Senior Analyst

• Contribute to the development of new techniques and improvement of processes and work-flows
• Develop recommendations to adjust credit policies by analyzing credit and financial performance
• Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses
• Research customer and/or management queries using risk systems and data
• Participate in developing, testing, and optimizing credit policies
• Manage risk levels for the entire credit spectrum across multiple products and retail formats
• Prepare risk management presentations for senior management
• Assess risk when business decisions are made

• 5-8 years of relevant experience
• Knowledge of consumer risk analytics and credit abuse
• Prior experience in Python is an added advantage
• Ability to apply credit and risk principles toward business goals
• Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
• Proven ability to remain organized in a fast-paced environment, managing multiple projects
• Proven interpersonal, organizational and analytic skills
• Bachelor's degree/University degree or equivalent experience

Prior experience in Python