Credit Portfolio Officer

• develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments
• understand applicable credit policies, industry regulations and the requisite impact of those governance items to prospective new partners or product initiatives
• establish and leverage cross-functional partnerships and network with key internal and external constituencies
• utilize SAS in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
• prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
• operate with limited supervision
• exercise independence of judgement and autonomy
• act as SME to senior stakeholders and/or other team members
• appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to policy, applying ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

• 10+ years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry
• experience in using analytical, data mining and visualization tools like SAS, SQL, Python, Tableau and MS Office packages including advanced Excel
• knowledge of Essbase, SmartView, and/or OneStream packages a plus
• proven ability to apply credit and risk principles toward business goals
• demonstrated ability to synthesize and prioritize and drive results with a sense of urgency
• proven ability to remain organized in a fast-paced environment managing multiple projects
• demonstrated interpersonal, organizational and analytic skills
• vision and ability to provide innovative solutions to core business practices
• ability to develop partnerships across multiple business and functional areas as well as manage stakeholders across multiple line of business and geographies

knowledge of Essbase, SmartView, and/or OneStream packages

global benefits designed to support well-being, growth, and work-life balance