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Credit Analyst responsible for providing risk analysis and support for assessment of the obligors’ creditworthiness in the CEP (Citibank Europe Plc) credit portfolio.
Job Responsibility:
Review and complete CEP Credit Approval Memo packages
Analyze and assess risks in the credit relationships and formulate respective recommendations for CEP Credit risk management approval
Work closely with Credit Officers, Relationship/Product Managers and Traders / Salespeople to facilitate transaction approvals
Provide credit input to standardize credit-related documents and reporting for the CEP portfolio
Provide ad hoc project support to regional and global Risk management projects
Ensure CEP Credit Risk MCA and Controls are effective
Requirements:
2-3 years of credit or related experience
Good knowledge of credit products and specific industry characteristics (manufacturing, services, banks etc.)
Good understanding of loan agreements is beneficial
University Degree/Graduate Degree in Business, Finance or Economics or equivalent is a plus
English reading and speaking. Knowledge of other languages is beneficial
Strong analytical skills and ability to decompose transactions into the core risks. Good quantitative skills a must
Sound Risk and Business judgment on the full spectrum of risk issues including Operational and Franchise Risk
Ability to shift through complexity and articulate issues clearly
Strong interpersonal and analytical skills
Self-motivated
Demonstrate integrity and risk-return balanced credit judgment
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