Credit Portfolio Group Manager

• Supervise and scrutinize risk management activities related to the credit portfolio
• Oversee the end-to-end framework for credit reserve adequacy and stress testing
• Validate new account strategies, account management strategy development, and non-scoring financial models
• Conduct rigorous internal and oversight reviews
• Assess and analyze risk during decision making processes
• Ensure firm policies are upheld and promote ethical conduct
• Stay informed about industry trends and leverage strong communication skills
• Monitor and adapt current practices according to the latest trends in credit risk analysis
• Utilize expertise to enhance compliance processes for credit portfolio limits
• Serve as a key authority in overseeing the first line of defense processes for portfolio management
• Develop limit methodologies, manage risk, coordinate regulatory interactions
• Manage governance discussions and oversee risk mitigation efforts
• Interpret limits governance and oversee risk activities
• Represent and coordinate second line of defense risk appetite engagement
• Conduct regular reviews of portfolio health and engage in ad-hoc work related to risk control

• 10+ years of experience
• Solid knowledge and hands-on experience in risk management, especially with credit portfolios
• Acumen in questioning, examining, and validating new account strategies, account management strategies, and non-scoring financial models
• Familiarity with compliance protocols with a demonstrated ability to direct, assess and dispute compliance adherence
• Experience in conducting and directing internal and external audits
• Ability to collaborate with multiple teams and departments
• Comprehensive knowledge and experience in risk assessment
• Proficiency in ensuring compliance with legal and regulatory requirements
• Advanced expertise in scrutinizing and evaluating complex financial data
• Proficiency in credit analysis, counterparty risk, and portfolio stress testing
• Mastered use of risk management tools and exposure monitoring processes
• Prompt and efficient in responding to ad-hoc transaction requests
• Demonstrated leadership in driving collaboration with various teams
• Skilled communicator with the ability to explain complex financial concepts
• Exceptional project management skills
• Capable of leading information requests from regulators and auditors
• Bachelor's/University degree, Master's degree preferred

Master's degree preferred