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Credit Analyst – Securitization - Officer

https://www.citi.com/ Logo

Citi

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Location:
India , Mumbai

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Category:

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

The Credit Risk Analyst position will hold a role within the Real Estate & Structured Credit Underwriting (RESCU) team administering portfolio of asset securitization transactions across the ABS class (including auto, credit card, unsecured consumer loans, etc). This role will provide unique opportunities for mastering in-depth collateral and deal analysis.

Job Responsibility:

  • Accountability for ensuring strong analysis of the assigned portfolio ensuring consistencies with industry leading practices and compliance with all internal risk policies, standards and procedures
  • Assist analysts and associates to perform periodic monitoring of the portfolio
  • Ensure maintenance of organized credit files for credit, regulatory and compliance purposes and ensuring compliance with WCR policies and processes
  • Analyze the credit risk by performing tasks that includes reviewing deal documents & legal documentation
  • Prepare credit approval memos analyzing the risk associated with the collateral quality
  • Analyze periodic data & report for any discrepancy in the data
  • Collect, organize and analyze data from internal and external sources
  • Enhance efficiency through automation & technical skills
  • Maintain regular and open communication with internal as well as external team members on various tasks
  • Understand the domain and implement quick fix solutions to align the development activities with dynamic business needs
  • Stay abreast with the latest developments in the structured finance market and understand on their potential impact

Requirements:

  • 1-3 years of credit, portfolio management or product experience (preferably in structured finance/securitization) in a financial institution, rating agency, financial guarantor or asset management firm
  • Requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources
  • Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.
  • Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
  • Pro-active disposition with ability to work autonomously and within a team
  • Creative thinker who is adept at taking an analytical approach to problem solving
  • Strong attention to detail – the candidate will have responsibility for reviewing credit agreements / legal documents to ensure that all risk and business points are covered
  • Excellent oral and written communications skills enabling the candidate to effectively interact with internal and external constituents of all levels
  • Strong Microsoft Office skills. Modelling experience is a plus
  • Bachelor’s/University degree or equivalent experience

Nice to have:

Modelling experience is a plus

Additional Information:

Job Posted:
February 20, 2026

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:

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