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Lawes is recruiting on behalf of a leading name in the commercial insurance market for an experienced Property & Casualty Underwriter. This is a key role focused on underwriting mid-market new business across a broad territory. You will contribute to a £30M GWP operation, delivering tailored solutions and driving regional growth through strong broker engagement. Hybrid working available – Monday and Friday work from home.
Determines the desirability of accepting or rejecting business risks. Prices exposures in accordance with filed and approved rate levels, discretionary pricing mechanisms, and business unit guidelines
Identifies the need, recommends and evaluates additional risk assessment information including inspection, financial reports and statements
Coordinates individual risk underwriting actions with other departments to assure the highest level of customer satisfaction while meeting production and business goals
Performs product development and marketing activities including identifying producer relationships within assigned market to optimize best solutions for distribution, identifies and suggests new and modified products, identifies producers for business/marketing programs, and analyses producers and market opportunities
Maintains ongoing liaison with producers to obtain supplemental underwriting information, evaluate risks, decline risks, analyse and interpret coverage, explain underwriting requirements and expectations, and present terms
Regularly interfaces with customers to provide service and to keep abreast of customer issues
Requirements:
Minimum 3 years’ underwriting experience within the commercial insurance sector
Broad experience underwriting mid-market risks across multiple commercial lines
Strong risk analysis and technical underwriting capabilities
Excellent communication, negotiation, and relationship management skills
Confident in planning, decision-making, and product development
In-depth understanding of regulatory and compliance frameworks
Commercially focused with a results-driven mindset
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