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The Associate is an intermediate-level position responsible for assisting clients in raising funds in the capital markets, as well as providing strategic advisory services for financial transactions. Responsibilities include relationship management, providing finance solutions, conducting marketing activities, and developing an understanding of credit and transaction risks. The candidate will also assist in structuring innovative solutions for clients and supporting senior bankers on strategic and financial analyses.
Job Responsibility:
Work closely with senior bankers to provide overall relationship management support
Provide a wide range of treasury and corporate finance solutions, including day-to-day cash management, trade, vendor finance, foreign exchange, loans, debt capital markets (fixed income and bank), share repurchase, and interest rate and equity derivatives
Support bankers in cross-selling Citi’s full spectrum of products and services to generate revenue by identifying and responding to customers’ financial, advisory, transactional needs
Conduct marketing and execution activities in coordination with Bankers, Relationship Analysts and Associates, Citi’s international offices and product/investment banking partners
Responsible for developing an understanding of all credit, transactional and franchise risks in coordination with senior coverage officers to facilitate deal execution and risk mitigation processes, including the preparation of credit approvals, obtaining Capital and Risk approvals, and supervising transaction return calculations
Calls on clients to deepen relationships and proactively owns, responds to, uncovers and anticipates future needs, roadblocks or risks and expectations
Serves as clients' contact point and is responsible for managing internal departments to address any customer service issues
Works with product specialists and subject matter experts to structure innovative and customized solutions that meet clients’ individual needs
Requirements:
5-8 years of experience
MBA or Master's Degree in Business preferred
Proven and progressive related lending/credit experience or equivalent product experience
Demonstrated credit skills, including a background in credit
Experience with large corporate clients, capital markets products, derivatives, credit, cash management, trade, finance and securities products preferred
Comprehensive knowledge of Corporate Banking business including related products, pertinent regulations and the lending and credit approval process
Consistently demonstrate clear and concise written and verbal communication
Demonstrated planning, negotiation, organizational and analytical skills
Bachelor’s/University degree or equivalent experience
Nice to have:
Passion for creating new business opportunities with existing clients and able to demonstrate innovative approaches to meeting clients’ needs
Ability to embrace new technology and understand the role digital plays in the experience we deliver for our clients
Excellent interpersonal, communication and influencing skills
Highly focused, able to rapidly identify key priorities, clearly communicate the priorities
What we offer:
Global benefits designed to support your well-being, growth, and work-life balance
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