Bilingual underwriter

• Review, underwrite and adjudicate customer mortgage applications within your prescribed authority levels, escalating unusual or complex cases to your manager where appropriate
• Review all documents submitted to validate accuracy and borrower’s ability to repay the mortgage
• Ensure the loan application meets all regulatory, insurer and lender guidelines/requirements
• Contact the broker/client for additional information as necessary to decision the deal effectively
• Manage the relationship with submitting agent/broker source
• Deliver quick and creative mortgage solutions, and structure the file consistent with internal policies, procedures, guidelines, insurer programs and regulatory requirements
• Maintain SLA commitments on applications, based on product guidelines, including timely and accurate update of all systems
• Work closely with the broker/client/lender to develop a long-term relationship that enables you to grow the size of the portfolio and maintaining funding ratios as agreed

• Minimum 2 years of underwriting experience
• Any provincial mortgage license
• Strong communication and negotiation skill
• Organized and strong time management skills
• Ability to multi-task in a fast-paced environment
• Self-driven, motivated with the ability to work independently and in a team environment
• Networking, client acquisition and interpersonal skills
• Carries out duties with integrity and takes responsibility for actions
• Ability to be decisive and show good judgement consistently
• Working knowledge of Outlook, Word, Excel

Bilingual (English/French) is an asset

• Group insurance plan: Effective from day 1, 50/50 premium – SunLife, basic or enhanced plan
• Telemedicine & Employee Assistance Program (EAP)
• RRSP / DPSP: Voluntary participation after 3 months, up to $2,500 max DPSP