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The Associate is an intermediate-level position responsible for seamless delivery of corporate banking services, investment strategies and advisory services to our public and private clients in the Hub Managed Countries (‘HMC’) in the CEE region spanning across 11 Baltic and Balkan countries.
Job Responsibility:
Work closely with senior bankers to provide overall relationship management support
provide a wide range of treasury and corporate finance solutions, including day-to-day cash management, trade, vendor finance, foreign exchange, loans, debt capital markets (fixed income and bank), share repurchase, and interest rate and equity derivatives
support bankers in cross-selling Citi’s full spectrum of products and services to generate revenue by identifying and responding to customers’ financial, advisory, transactional needs
conduct marketing and execution activities in coordination with Bankers, Relationship Analysts and Associates, Citi’s international offices and product/investment banking partners
understand regional and emerging market trends to identify growth opportunities in the HMC region
responsible for developing an understanding of all credit, transactional and franchise risks in coordination with senior coverage officers to facilitate deal execution and risk mitigation processes, including the preparation of credit approvals, obtaining Capital and Risk approvals, and supervising transaction return calculations
evaluate public filings, research reports, operations, business plans and financial forecasts to produce strategic and financial analyses
continuously stay informed of best practices and market and industry trends
appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behaviour, conduct and business practices, and escalating, managing and reporting control issues with transparency
Requirements:
2-5 years of experience
MBA or Master's Degree in Business preferred
proven and progressive related lending/credit experience or equivalent product experience
demonstrated credit skills, including a background in credit
experience with large corporate clients, capital markets products, derivatives, credit, cash management, trade, finance and securities products preferred
comprehensive knowledge of Corporate Banking business including related products, pertinent regulations and the lending and credit approval process
consistently demonstrate clear and concise written and verbal communication
demonstrated planning, negotiation, organizational and analytical skills
bachelor's degree/University degree or equivalent experience
What we offer:
Cafeteria Program
Home Office Allowance (for colleagues working in hybrid work models)
Paid Parental Leave Program (maternity and paternity leave)
Private Medical Care Program and onsite medical rooms at our offices
Pension Plan Contribution to voluntary pension fund
Group Life Insurance
Employee Assistance Program
Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
Flexible work arrangements to support you in managing work - life balance
Career progression opportunities across geographies and business lines
socially active employee communities with diverse networking opportunities
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