Asset Based Portfolio Manager

This candidate brings 25 years of progressive experience in commercial credit, with deep expertise in credit analysis, portfolio management, and team leadership. His background is concentrated in commercial credits, including C I, commercial real estate, asset-based lending, factoring, SBA, and loan workout. He has full-cycle underwriting experience-gathering documentation, analyzing cash flow and collateral, structuring transactions, preparing comprehensive credit presentations, and presenting recommendations to credit committee. He has held individual credit approval authority up to $500,000, with larger relationship moving through senior credit officer and committee review. In addition to his technical strength, he has consistently served as a mentor and leader, most recently overseeing four direct reports while guiding and developing junior analysts across multiple roles. His experience spans institutions ranging from $600 million to $70 billion in assets, giving him both community bank perspective and large-bank discipline. He holds undergraduate degrees in Finance and Accounting as well as an MBA in Accounting. Originally from Chicago, with family ties to the Dallas-Fort Worth area, he and his wife are highly open to relocation.