ACH Operations Analyst

• ACH origination and compliance monitoring
• Balance cash letter and bank cash daily
• Collection items processing
• Customer Service support
• Ability to balance debit card activity
• Monitoring all Deposit related retention and compliance
• New deposit account opening and special item processing as needed
• Online and mobile banking monitoring and support
• Perform daily and monthly reconcilements
• Process daily overdrafts based on the banker's decision, and work through any adjustments or chargebacks
• Process garnishments as directed by Legal/Compliance
• Process Reg D Letters
• Process Stops and ACH return items
• Review and monitor of Deposit maintenance reports such as dormant accounts, large dollar items, etc
• Settle the bank funds daily
• Year-end processing and compliance
• Maintain a working knowledge of all compliance regulations and ensure the bank adheres to said regulations
• Assist Bank Operations and Branch Administration as needed and as directed by management
• Additional responsibilities and duties as directed by Leadership

• High school diploma with experience in banking industry or related field preferred
• ACH experience and Deposit/Bank Operations experience preferred
• Working Knowledge and understanding of all banking regulations
• Must possess accurate typing, spelling and grammar skills as well as superior written and oral communication skills
• Must possess the ability to set priorities and meet deadlines
• Must be willing and capable of defining problems and taking initiative to propose practical solutions
• Strong communication, leadership, and attention to detail
• Ability to communicate and build rapport with others in core departments and with internal and external business partners
• Take initiative, be able to organize and prioritize daily responsibilities and meet established deadlines
• Ability to work overtime if/when needed

ACH experience and Deposit/Bank Operations experience preferred

• medical
• vision
• dental
• life and disability insurance
• 401(k) plan
• free online training